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Personal Finance Terms 101: Home Equity Loan - Pioneer West ...

Last updated 8 hours 21 minutes ago

If you?re a homeowner looking for cash to reach a financial goal, your home itself could be the source of the capital you need. Home equity loans allow you to tap into the value of your home to get cash for any purpose. A home equity loan is akin to a second mortgage on your property, allowing you to borrow the difference between the value of your home and the outstanding balance on your original mortgage.

In this video, learn how home equity loans work. You?ll hear about the two different types of these loans: set loans and home equity lines of credit. You will also find out why the interest rate on your home equity loan may be slightly higher than your original mortgage rate and how to best manage these loans.

If you need a home equity loan, turn to Pioneer West Acceptance Corp. We?re Vancouver?s top mortgage broker and can help you find the best loan for your needs. Call (866) 217-2518 today to learn more about our services and competitive mortgage rates.

Source: http://www.pioneerwest.ca/534328/2012/08/30/personal-finance-terms-101-home-equity-loan.html

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Hurricane Isaac 2012 Steers Clear Of Direct Blow To New Orleans (PHOTOS)

  • A car sits submerged after Isaac passed through the region, in Plaquemines Parish, La., Thursday, Aug. 30, 2012. Isaac staggered toward central Louisiana early Thursday, its weakening winds still potent enough to drive storm surge into portions of the coast and the River Parishes between New Orleans and Baton Rouge. (AP Photo/Gerald Herbert)

  • People rescue cows from floodwaters after Isaac passed through the region, in Plaquemines Parish, La., Thursday, Aug. 30, 2012. Isaac staggered toward central Louisiana early Thursday, its weakening winds still potent enough to drive storm surge into portions of the coast and the River Parishes between New Orleans and Baton Rouge. (AP Photo/Gerald Herbert)

  • Buster stands behind sand bags as he stares at the flood waters around his home, Thursday, Aug. 30, 2012, in LaPlace, La. Isaac has caused major flooding in the region. (AP Photo/Eric Gay)

  • Lonney Sciortino

    Lonney Sciortino prepares to cut down a tree which fell on top of his tamale stand during Isaac in Arabi, La.,Thursday, Aug. 30, 2012. Isaac's maximum sustained winds had decreased to 45 mph and the National Hurricane Center said it was expected to become a tropical depression by Thursday night. The storm's center was on track to cross Arkansas on Friday and southern Missouri on Friday night, spreading rain as it goes. (AP Photo/David J. Phillip)

  • Homes are surrounded by flooded water after Isaac passed through the region, in Plaquemines Parish, La., Thursday, Aug. 30, 2012. Isaac staggered toward central Louisiana early Thursday, its weakening winds still potent enough to drive storm surge into portions of the coast and the River Parishes between New Orleans and Baton Rouge. (AP Photo/Gerald Herbert)

  • A submerged cow is stranded amid debris in floodwaters after Isaac passed through the region, in Plaquemines Parish, La., Thursday, Aug. 30, 2012. Isaac staggered toward central Louisiana early Thursday, its weakening winds still potent enough to drive storm surge into portions of the coast and the River Parishes between New Orleans and Baton Rouge. (AP Photo/Gerald Herbert)

  • Isaac Fields, Victor Jones

    Isaac Fields, left, and Victor Jones use street signs to paddle a boat out of their flooded neighbor, Thursday, Aug. 30, 2012, in LaPlace, La. Isaac has caused major flooding in the region. (AP Photo/Eric Gay)

  • The St. Paul Missionary Baptist Church is seen flooded after Isaac passed through the region, in Plaquemines Parish, La., Thursday, Aug. 30, 2012. Isaac staggered toward central Louisiana early Thursday, its weakening winds still potent enough to drive storm surge into portions of the coast and the River Parishes between New Orleans and Baton Rouge. (AP Photo/Gerald Herbert)

  • Flooded water surrounds homes after Isaac passed through the region, in Plaquemines Parish, La., Thursday, Aug. 30, 2012. Isaac staggered toward central Louisiana early Thursday, its weakening winds still potent enough to drive storm surge into portions of the coast and the River Parishes between New Orleans and Baton Rouge. (AP Photo/Gerald Herbert)

  • Hurricane Isaac Hits New Orleans, Gulf Coast

    SLIDELL, LA - AUGUST 30: A resident evacuates from flooding from Hurricane Isaac's storm surge on the north shore of Lake Ponchartrain on August 30, 2012 in Slidell, Louisiana. The large Category 1 hurricane had slowly moved across southeast Louisiana, dumping huge amounts of rain and knocking out power to Louisianans in scattered parts of the state. The weather system has now been downgraded to a tropical storm but is still producing heavy rains and flooding as it moves north. (Photo by Mario Tama/Getty Images)

  • Hurricane Isaac Hits New Orleans, Gulf Coast

    LAPLACE, LA - AUGUST 30: A man heads to check on his house through flood water that came on shore from Lake Pontratrain during Hurricane Isaac near the Indigo Lakes subdivsion on August 30, 2012 in LaPlace, Louisiana.The large Category 1 hurricane had slowly moved across southeast Louisiana, dumping huge amounts of rain and knocking out power to Louisianans in scattered parts of the state. The weather system has now been downgraded to a tropical storm but is still producing heavy rains and flooding as it moves north. (Photo by Chris Graythen/Getty Images)

  • Chuck Cropp, center, his son Piers, left, and wife Liz, right, wade through floodwaters from Hurricane Isaac Wednesday, Aug. 29, 2012, in New Orleans. As Isaac made landfall, it was expected to dump as much as 20 inches of rain in several parts of Louisiana. (AP Photo/David J. Phillip)

  • Homes are flooded as Hurricane Isaac hits Wednesday, Aug. 29, 2012, in Braithwaite, La. As Isaac made landfall, it was expected to dump as much as 20 inches of rain in several parts of Louisiana. (AP Photo/David J. Phillip)

  • Kneaka Griffin, Ra-Maaz Williams

    Kneaka Griffin, of Davant, La., holds Ra-Maaz Williams, 5 months, at an evacuation shelter after Isaac made landfall as a hurricane, in Belle Chasse, La., Wednesday, Aug. 29, 2012. (AP Photo/Gerald Herbert)

  • Law enforcement officers and first responders help a family to reach dry land after they were rescued from floodwaters caused by Isaac in Pearlington, Miss., Wednesday, Aug. 29, 2012, during a nonstop rain. A number of residents of the small community were trapped by the rising waters and had be rescued or waited until the low tide when waters receded so they could walk out. (AP Photo/Rogelio V. Solis)

  • The waters of the Mississippi Sound surround a traffic sign along Coden Belt Road, Wednesday, Aug. 29, 2012 in Coden, Ala. as Isaac makes landfall along the Gulf Coast. Isaac, downgraded to a tropical storm, has top sustained winds of 70 mph (112 kph), just below the hurricane threshold of 74 mph (119 kph). The storm is about 50 miles (80 kilometers) west-southwest of New Orleans, where it is bringing drenching rains and fierce winds. (AP Photo/Mobile Register, G.M. Andrews MAGS OUT

  • Hurricane Isaac Hits New Orleans, Gulf Coast

    NEW ORLEANS, LA - AUGUST 29: A downed streetlight lies in the rain from Hurricane Isaac in the Central Business District on August 29, 2012 in New Orleans, Louisiana. The large Level 1 hurricane is slowly moving across southeast Louisiana, dumping large amounts of rain and knocking out power to Louisianans in scattered parts of the state. (Photo by Mario Tama/Getty Images)

  • Lights are reflected on Canal Street as a police officer patrolling the area passes a pedestrian as storm bands from Hurricane Isaac hit, Tuesday, Aug. 28, 2012, in New Orleans, Louisiana. Isaac, a massive storm spanning nearly 200 miles from its center, made landfall Tuesday evening near the mouth of the Mississippi River. (AP Photo/Eric Gay)

  • David Stefano

    Bay St. Louis, Miss., fireman David Stefano reacts as he and other first responders use an airboat to reach a house fire Tuesday, Aug. 28, 2012. Isaac's rainfall flooded a number of streets in this Bay St. Louis subdivision, preventing firemen from responding quickly to the fire that destroyed a house. (AP Photo/Holbrook Mohr)

  • Ronnie Willis

    Ronnie Willis makes his way across Canal Street through the wind and rain from Hurricane Isaac Wednesday, Aug. 29, 2012, in New Orleans. (AP Photo/David J. Phillip)

  • Hurricane Isaac Hits New Orleans, Gulf Coast

    NEW ORLEANS, LA - AUGUST 29: Heavy rain from Hurricane Isaac obsures the view of the Crescent City Connection Bridge over the Mississiippi River early on August 29, 2012 in New Orleans, Louisiana. The large Level 1 hurricane slowly moved across southeast Louisiana, dumping huge amounts of rain and knocking out power to Louisianans in scattered parts of the state. (Photo by John Moore/Getty Images)

  • Timbers smolder after a fire gutted a house on stilts in a Bay St. Louis, Miss., neighborhood after rising storm waters from Isaac prevented firemen from responding quickly with their trucks Tuesday, Aug. 28, 2012. First responders used an airboat to reach the house in order to make sure the flames did not affect any neighboring homes. (AP Photo/Holbrook Mohr)

  • Waves tear apart a pier along the Mobile Bay near Dauphin Island on Tuesday, August 28, 2012. Alabama took a glancing blow from Hurricane Isaac on Tuesday as it headed toward landfall in the northwestern Gulf of Mexico, but the storm still threatened the coast with high winds, torrential rain and pounding surf. (AP Photo/Butch Dill)

  • Bay St. Louis, Miss., first responders brave a driving rain storm as they use an airboat to reach a house fire in a flooded subdivision, Tuesday, Aug. 28, 2012. After several attempts to reach the house fire, flooded streets forced the fire fighters to use the airboat. (AP Photo/Holbrook Mohr)

  • A woman stands on a partially submerged picnic bench in the storm surge from Isaac, on Lakeshore Drive along Lake Pontchartrain, as the storm approaches landfall, in New Orleans, Tuesday, Aug. 28, 2012. (AP Photo/Gerald Herbert)

  • Waves tear apart a pier along Mobile Bay near Dauphin Island on Tuesday, August 28, 2012 in Coden, Ala. Alabama took a glancing blow from Hurricane Isaac on Tuesday as it headed toward landfall in the northwestern Gulf of Mexico, but the storm still threatened the coast with high winds, torrential rain and pounding surf. (AP Photo/Butch Dill)

  • First responders seek the assistance of a City of Bay St. Louis, Miss., dump truck to tow their airboat back to their launch site after running aground Tuesday, Aug. 28, 2012. Isaac's rainfall flooded a number of streets in this Bay St. Louis, Miss., neighborhood preventing firemen from using their fire trucks. First responders used an airboat to reach a burning house in order to make sure the flames did not affect any neighboring homes. (AP Photo/Holbrook Mohr)

  • Alex, left, and Adam ,three-month-old Chihuahua puppies, play in their new kennel at the Houston SPCA on Tuesday, Aug. 28, 2012, in Houston. These two were among 70 cats and dogs that were evacuated from St. Bernard Parish Animal Control in anticipation of Hurricane Isaac. (AP Photo/Houston Chronicle, J. Patric Schneider)

  • Debris from crashing waves lies strewn over the parkway going to Dauphin Island forcing a closure to the island on Tuesday, August 28, 2012 in Coden, Ala. Alabama took a glancing blow from Hurricane Isaac on Tuesday as it headed toward landfall in the northwestern Gulf of Mexico, but the storm still threatened the coast with high winds, torrential rain and pounding surf. (AP Photo/Butch Dill)

  • Debris lies strewn over the parkway going to Dauphin Island forcing a closure to the island on Tuesday, August 28, 2012 in Coden, Ala. Alabama took a glancing blow from Hurricane Isaac on Tuesday as it headed toward landfall in the northwestern Gulf of Mexico, but the storm still threatened the coast with high winds, torrential rain and pounding surf. (AP Photo/Butch Dill)

  • Dillard University students stay at the shelter in the gym of Centenary Colleges as they evacuated from New Orleans because of hurricane Isaac Tuesday afternoon, Aug. 28, 2012 in Shreveport, La. (AP Photo/The Times, Henrietta Wildsmith)

  • The Waterfront Seafood company is flooded as water covers Shell Belt Road in Bayou La Batre, Ala. on Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Butch Dill)

  • Teresa Ragas, left, and her husband Bertrand Ragas, of Port Sulphur, La., lie side-by-side in cots at an evacuation shelter in Belle Chasse, La., due to the impending landfall of Isaac, which is expected reach the region as a hurricane this evening, Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. (AP Photo/Gerald Herbert)

  • A concerned neighbor checks on a car as a storm surge from Isaac pushes into Panama City, Fla. on Tuesday, Aug. 28, 2012. (AP Photo/The News Herald/Panama City, Fla., Andrew Wardlow) MANDATORY CREDIT

  • Senior hurricane specialist Stacy Stewart updates Isaac to a category one hurricane at the National Hurricane Center in Miami, Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/Alan Diaz)

  • Michelle Hice, Tommy Leonard

    Animal control officer Michelle Hice puts a temporary identification collar on "Snuggles,' as evacuee Tommy Leonard hands him over for safe keeping, at an evacuation shelter in Belle Chasse, La., due to the impending landfall of Isaac, which is expected reach the region as a hurricane this evening, Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. (AP Photo/Gerald Herbert)

  • Andrew Theriot

    Andrew Theriot flies a kite down Bourbon Street in the French Quarter as rain from Hurricane Isaac falls Tuesday, Aug. 28, 2012, in New Orleans. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. (AP Photo/David J. Phillip)

  • Parnell Latham, who refused to obey a mandatory evacuation order in order to protect his storage pods, stands on his property in Plaquemines Parish, La., in anticipation of Isaac, which is expected to make landfall in the region as a hurricane this evening, Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. (AP Photo/Gerald Herbert)

  • APTOPIX Jaylon Ragus, Donald Taylor, Jr.

    Donald Taylor, Jr., of Phoenix, La., watches his nephew Jaylon Ragus, 5, of Davant, La., play with a gaming device in an evacuation shelter in Belle Chasse, La., due to the impending landfall of Isaac, which is expected reach the region as a hurricane this evening, Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. (AP Photo/Gerald Herbert)

  • Annie Riley picks up her lunch while seeking shelter at the Theodore High School on Tuesday, Aug. 28, 2012 in Theodore, Ala. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Butch Dill)

  • Toni Barnard holds a baby squirrel she rescued as she sought shelter at the Theodore High School on Tuesday, Aug. 28, 2012 in Theodore, Ala. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Butch Dill)

  • Hurricane Isaac

    Waves crash Tuesday, Aug. 28, 2012, in Dauphin Island, Ala., as Isaac approaches the Gulf Coast. Isaac became a hurricane that could flood the coasts of four states with storm surge and heavy rains on its way to New Orleans, where residents hunkered down behind levees fortified after Katrina struck seven years ago this week. (AP Photo/Press-Register, Mike Kittrell) MAGS OUT

  • The first real impacts of Isaac reach the beaches of Gulf Shores, Ala. at high tide as all access to the beach is closed on Tuesday, August 28, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle. (AP Photo/Butch Dill)

  • Krystal Ledet, back left, looks after her son, Brandon Malbrough as her daughter Alexus Malbrough, left, colors with her grandmother, Melissa Rodrigue, right, after evacuating to a shelter in Houma, La., Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/David J. Phillip)

  • Centenary College Public Safety Officer Alvin Bush walks around the gym floor in the fitness center on campus between beds for students from Dillard University who are coming to the campus because of Tropical Storm Isaac heading towards New Orleans. Students are expected to arrive in Shreveport, La., Monday, Aug. 27, 2012. (AP Photo/The Shreveport Times, Jim Hudelson) NO SALES, MAGS OUT

  • Jaden Fabian

    Jaden Fabian, 1, cries as she is loaded into a car seat as her family evacuates their home in advance of Tropical Storm Isaac, which is expected to make landfall in the region as a hurricane this evening in Plaquemines Parish, La., Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/Gerald Herbert)

  • Estanislao Fabian

    Estanislao Fabian loads food into their car as they evacuate their home in advance of Tropical Storm Isaac, which is expected to make landfall in the region as a hurricane this evening in Plaquemines Parish, La., Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/Gerald Herbert)

  • A woman stands among her belongings outside her damaged home after the passing of Tropical Storm Isaac in Port-au-Prince, Haiti, Sunday Aug. 26, 2012. The death toll in Haiti from Tropical Storm Isaac has climbed to seven after an initial report of four deaths, the Haitian government said Sunday. (AP Photo/Dieu Nalio Chery)

  • Rick Knabb, Stacy Stewart, James Franklin

    Dr. Rick Knabb, center, director of the National Hurricane Center, Stacy Stewart, right, senior hurricane specialist, and James Franklin, chief hurricane specialist, track Tropical Storm Issac at the National Hurricane Center in Miami, Monday, Aug. 2, 2012. Tropical Storm Isaac targeted a broad swath of the Gulf Coast on Monday and had New Orleans in its crosshairs, bearing down just ahead of the seventh anniversary of Hurricane Katrina. (AP Photo/Alan Diaz)

  • A woman jogs along Bayshore Boulevanrd in between squalls blowing across the bay in Tampa, Fla., Monday, Aug. 27, 2012. The Republican National Convention has delayed it's start because of the approaching tropical storm Isaac which is churning it's way across the Gulf of Mexico. (AP Photo/Chris O'Meara)

  • A Coast Guard patrol boat cruises past the Tampa Bay Times Forum in Tampa, Fla., Monday, Aug. 27, 2012. The start of the Republican National Convention, being held at the facility, has been delayed because of the approaching tropical storm Isaac. (AP Photo/Dave Martin)

  • Willie Shook

    Willie Shook, 65, a survivor of Hurricane Katrina, takes a break from assisting her neighbor's packing up her belongings in preparation of leaving their beach front homes in Long Beach, Miss., prior to Tropical Storm Isaac making landfall, Monday, Aug. 27, 2012. Shook and her neighbors were completely wiped out by Hurricane Katrina seven years ago, but said regardless of the effects of this latest storm, she will come back to her home and rebuild if necessary. (AP Photo/Rogelio V. Solis)

  • Daniel Shedd, left, and George Lopez board up a local Bruster's in Gulf Shores, Ala. on Monday, Aug. 27, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle.?The size of the warning area and the storm's wide bands of rain and wind prompted emergency declarations in four states, and hurricane-tested residents were boarding up homes, stocking up on food and water or getting ready to evacuate. (AP Photo/Butch Dill)

  • Isaac Soaks Florida Keys, Leaves Little Damage Behind

    KEY WEST, FL - AUGUST 27: A Monroe County worker collects downed Sea Grape trees after Tropical Storm Isaac moved through the Florida Keys on August 27, 2012 in Key West, Florida. Isaac, still rated as a tropical storm, is expected to strengthen into at least a Category 1 hurricane before making landfall somewhere over an approximately 300 mile portion of the Gulf Coast, which includes New Orleans, on August 29, the seven-year anniversary of Hurricane Katrina. (Photo by Marc Serota/Getty Images)

  • People ride motorbikes in a flooded street in Havana on August 26, 2012, following the passage of tropical storm Isaac. With winds reaching 50 miles (85 kilometers) per hour, the storm brought heavy rain and choppy seas to the Florida Keys after battering Haiti and sweeping across Cuba late Saturday, the US National Hurricane Center said. (ADALBERTO ROQUE/AFP/GettyImages)

  • HAITI-WEATHER-STORM

    Haitians living in a tent camp walk in the rain August 25, 2012 as Tropical Storm Isaac barrels through Port-Au-Prince. Forecasters earlier said Isaac was near hurricane strength when the eye of the storm passed over Haiti, where hundreds of thousands of people are still living in squalid, makeshift camps following a catastrophic 2010 earthquake. An eight-year-old Haitian girl died when a wall collapsed at her home and a 51-year-old woman died when her roof collapsed, according to officials, who later said two other people had died in the storm. Haiti was the poorest country in the Western Hemisphere even before the earthquake killed 250,000 people, and 400,000 citizens are still living in tent camps in and around the devastated capital Port-au-Prince. More than 3,300 families had been evacuated to temporary shelters ahead of Isaac as aid groups provided clean water and hygiene kits to try to limit the risk of contaminated water and the spread of disease. AFP PHOTO/Thony BELIZAIRE (Photo credit should read THONY BELIZAIRE/AFP/GettyImages)

  • Contractors work to remove the first of three barge haul units at the Pinto Terminal on Monday morning, Aug. 27, 2012, in Mobile, Ala., as the Alabama State Port Authority prepares for Tropical Storm Isaac. These one-of-kind units guide barges via remote control by the crane operator during ship unloading operations and are valued at $2.5 million each. (AP Photo/Press-Register, Mike Kittrell) MAGS OUT

  • Waves batter Havana's seafront on August 26, 2012, following the passage of tropical storm Isaac. With winds reaching 50 miles (85 kilometers) per hour, the storm brought heavy rain and choppy seas to the Florida Keys after battering Haiti and sweeping across Cuba late Saturday, the US National Hurricane Center said. (ADALBERTO ROQUE/AFP/GettyImages)

  • A horse is loaded into a trailer by workers at the Fair Grounds Race Course & Slots, after a mandatory evacuation of the animals was issued by the track, in preparation for Tropical Storm Isaac, which is expected to become a hurricane as it moves into the Gulf of Mexico, in New Orleans, Sunday, Aug. 26, 2012. (AP Photo/Gerald Herbert)

  • Heavy storm clouds hover over the skyline of downtown Miami as Tropical Storm Isaac's weather bands reach the Miami area aon Sunday, Aug. 26, 2012. Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/The Miami Herald, Carl Juste)

  • Folko Weltzien, 38, kite surfs as high winds from Hurricane Isaac gusts on Sunday, Aug. 26, 2012, in Miami. Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/The Miami Herald, Carl Juste)

  • A person walks by a sign warning about Hurricane Isaac, in Key West, Fla., Sunday, Aug. 26, 2012. Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/Alan Diaz)

  • A message warns drivers of severe weather on Sunday, Aug. 26, 2012, in Miami. Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/The Miami Herald, Hector Gabino)

  • Workers put up shutters at a local cafe in Key West, Fla., Sunday, Aug. 26, 2012, as the prepare for Tropical Storm Isaac. Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/Alan Diaz)

  • A cyclist rides his bike in Key West, Fla., Sunday, Aug. 26, 2012. Tropical Storm Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/Alan Diaz)

  • Craig Jones, left, and Kimberly Branson secure their boat in Key West, Fla., Sunday, Aug. 26, 2012 in preparation for Tropical Storm Isaac. Tropical Storm Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/Alan Diaz)

  • Shira Edllan Gervasi, of Israel, puts her name on plywood protecting a storefront in Key West, Fla., in anticipation of Tropical Storm Isaac on Saturday, Aug. 25, 2012. Isaac's winds are expected to be felt in the Florida Keys by sunrise Sunday morning. (AP Photo/Alan Diaz)

  • Oren Eshel boards a storefront on Duval Street in Key West, Fla., Saturday, Aug. 25, 2012 in preparation for Tropical Storm Isaac, Saturday, Aug. 25, 2012. Isaac's winds are expected to be felt in the Florida Keys by sunrise Sunday morning. (AP Photo/Alan Diaz)

  • A person braves the rain at Clarence Higgs Beach in Key West, Fla., as Tropical Storm Isaac hits the area on Sunday, Aug. 26, 2012. Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/The Miami Herald, Walter Michot)

  • People react as they survey the damage in Jacmel, Haiti, a day after Tropical Storm Isaac brought rains and winds across the nation, Sunday, Aug. 26, 2012. At least seven people were killed by flooding in Haiti, including in tent cities filled with earthquake victims, and two others in the Dominican Republic. (AP Photo/The Miami Herald, Patrick Farrell)

  • A van passes along a road that gave way on the way to Jacmel, Haiti, a day after Tropical Storm Isaac brought rains and winds across the nation, Sunday, Aug. 26, 2012. At least seven people were killed by flooding in Haiti, including in tent cities filled with earthquake victims, and two others in the Dominican Republic. (AP Photo/The Miami Herald, Patrick Farrell)

  • A man walks on the beach in Key West, Fla., Sunday, Aug. 26, 2012 as heavy winds hit the northern coast from Tropical Storm Isaac. Isaac is expected to continue streaming across Marion County Monday as it continues toward the northern Gulf of Mexico. National Weather Service officials in Jacksonville on Sunday said Marion County began getting rain bands from Isaac around 2 p.m. and that the rain would continue through Tuesday. (AP Photo/Alan Diaz)

  • In this photo provided by Florida Power & Light Company, line specialist Dustin Pezet works to restore power as Tropical Storm Isaac strikes in Miami on Sunday, Aug. 26, 2012. Isaac gained fresh muscle Sunday as it bore down on the Florida Keys, with forecasters warning it could grow into a dangerous Category 2 hurricane as it nears the northern Gulf Coast. (AP Photo/Florida Power & Light Company, David Adame)

  • Lifeguard Duane Gonzalez takes down the red warning flag on a beach in Tampa, Fla., Sunday, Aug. 26, 2012. Some rain and winds from Tropical Storm Isaac are beginning to reach Tampa where the Republican National Convention has postponed the start of their meeting because of the approaching storm. (AP Photo/Dave Martin)

  • Residents skin a goat killed during the passing of Tropical Storm Isaac in Port-au-Prince, Haiti, Sunday Aug. 26, 2012. The death toll in Haiti from Tropical Storm Isaac has climbed to seven after an initial report of four deaths, the Haitian government said Sunday. (AP Photo/Dieu Nalio Chery)

  • A girl recovers a toy from muddy waters at her flooded house after the passing of Tropical Storm Isaac in Port-au-Prince, Haiti, Sunday Aug. 26, 2012. The death toll in Haiti from Tropical Storm Isaac has climbed to seven after an initial report of four deaths, the Haitian government said Sunday. (AP Photo/Dieu Nalio Chery)

  • Workers move horses into trailers at the Fair Grounds Race Course & Slots, after a mandatory evacuation of the animals was issued by the track, in preparation for Tropical Storm Isaac, which is expected to become a hurricane as it moves into the Gulf of Mexico, in New Orleans, Sunday, Aug. 26, 2012. (AP Photo/Gerald Herbert)

  • An elderly gentleman clears a tree from the road in Jacmel, Haiti, a day after Tropical Storm Isaac brought rains and winds across the nation, Sunday, Aug. 26, 2012. At least seven people were killed by flooding in Haiti, including in tent cities filled with earthquake victims, and two others in the Dominican Republic. (AP Photo/The Miami Herald, Patrick Farrell)

  • Richard McKean

    Richard McKean buys gas for a generator as residents and property owners prepare for Tropical Storm Isaac on Sunday, Aug. 26, 2012, in Dauphin Island, Ala. (AP Photo/Press-Register, Mike Kittrell) MAGS OUT

  • A bus drives past Havana's malecon (seafront) on August 26, 2012, following the passage of tropical storm Isaac. With winds reaching 50 miles (85 kilometers) per hour, the storm brought heavy rain and choppy seas to the Florida Keys after battering Haiti and sweeping across Cuba late Saturday, the US National Hurricane Center said. (ADALBERTO ROQUE/AFP/GettyImages)

  • A local resident carries a sandbag in anticipation of floods possibly generated by the weather system Isaac in Tampa, Florida on August 24, 2012. According to the National Weather Service, Isaac's projected path would most likely take it just to the west of Tampa as a Category 1 hurricane at the same time when the 2012 Republican National Convention will be held at the Tampa Bay Times Forum from August 27-30, 2012. (MLADEN ANTONOV/AFP/GettyImages)

  • A local resident loads sandbags in his pick-up car in anticipation of floods possibly generated by the weather system Isaac in Tampa, Florida on August 24, 2012. According to the National Weather Service, Isaac's projected path would most likely take it just to the west of Tampa as a Category 1 hurricane at the same time when the 2012 Republican National Convention will be held at the Tampa Bay Times Forum from August 27-30, 2012. (MLADEN ANTONOV/AFP/GettyImages)

  • A resident walks along the pier at Ballast Park in Tampa, Fla., Monday, Aug. 27, 2012. The Republican National Convention has delayed it's start because of the approaching tropical storm Isaac which is churning it's way across the Gulf of Mexico. (AP Photo/Dave Martin)

  • Phil Bryant, Rupert Lacy

    Harrison County Emergency Management Agency Director Rupert Lacy, left, listens as Gov. Phil Bryant discusses Gulf Coast preparations for Tropical Storm Isaac during a news conference at the Harrison County Emergency Operations Center in Gulfport, Miss., Monday, Aug. 27, 2012. (AP Photo/Rogelio V. Solis)

  • In this photo taken Monday, July 2, 2012, early morning sunlight illuminates fuel storage tanks at a North Little Rock, Ark., petroleum distributorship. The price of oil fell Monday, Aug. 27, 2012, as the threat to production from Tropical Storm Isaac appeared to lessen and traders speculated about a release of oil from U.S. reserves. (AP Photo/Danny Johnston)

  • Isaac Soaks Florida Keys, Leaves Little Damage Behind

    KEY WEST, FL - AUGUST 27: A Monroe County Utility worker repairs power lines after Tropical Storm Isaac moved through the Florida Keys on August 27, 2012 in Key West, Florida. Isaac, still rated as a tropical storm, is expected to strengthen into at least a Category 1 hurricane before making landfall somewhere over an approximately 300 mile portion of the Gulf Coast, which includes New Orleans, on August 29, the seven-year anniversary of Hurricane Katrina. (Photo by Marc Serota/Getty Images)

  • Isaac Soaks Florida Keys, Leaves Little Damage Behind

    KEY WEST, FL - AUGUST 27: A Monroe County Utility worker repairs power lines after Tropical Storm Isaac moved through the Florida Keys on August 27, 2012 in Key West, Florida. Isaac, still rated as a tropical storm, is expected to strengthen into at least a Category 1 hurricane before making landfall somewhere over an approximately 300 mile portion of the Gulf Coast, which includes New Orleans, on August 29, the seven-year anniversary of Hurricane Katrina. (Photo by Marc Serota/Getty Images)

  • US-VOTE-2012-REPUBLICAN CONVENTION

    A local resident loads his car with bottled water outside a Walmart store in anticipation of water shortage caused by the oncoming Tropical Storm in Tampa, Florida on August 26, 2012. A strengthening Tropical Storm Isaac barreled toward Florida and was predicted to become a hurricane on Sunday, forcing a one-day delay to the main events of the Republican convention. A hurricane warning was in effect for the Florida Keys and parts of the state's southwest coast and the Republican Party announced that severe weather warnings had postponed the start of its four-day gathering in Tampa. The proceedings will now start on Tuesday afternoon instead of Monday. Early Sunday, the storm was around 205 miles (330 kilometers) east-southeast of Key West, Florida and it was moving northwest at 18 miles (30 kilometers) per hour, with forecasts suggesting it would strengthen even over the next 48 hours, the NHC said. 'Isaac is expected to be at or near hurricane strength when it reaches the Florida Keys,' the center warned. AFP PHOTO/MLADEN ANTONOV (Photo credit should read MLADEN ANTONOV/AFP/GettyImages)

  • Brenda Johns, Willie Shooks

    Willie Shooks, right, and Brenda Johns, next door neighbors and survivors of Hurricane Katrina seven years ago, say while they trust the Lord will protect them, they are taking no chances, securing their homes and moving off the beach front lots in Long Beach, Miss., before Tropical Storm Isaac becomes a hurricane, Monday, Aug. 27, 2012. When Hurricane Katrina hit, the two neighbors lost everything, returning to foundations and debris where houses once stood. (AP Photo/Rogelio V. Solis)

  • Daniel Sobel, of New City, N.Y., left, and his sister Joanna Sobel, right, lift his 8-year-old daughter Rachel over a wave as it comes crashing ashore in Point Pleasant Beach, N.J., Monday, Aug. 27, 2012. The effects of Tropical Storm Isaac, more than 1,100 miles away, have been roiling the surf at the Jersey Shore, restricting swimming and keeping lifeguards on their toes. (AP Photo/Wayne Parry)

  • Shrimp boats are tied up Monday, Aug. 27, 2012 in Bayou La Batre, Ala. as residents prepare for the arrival of Tropical Storm Isaac along the Gulf Coast . (AP Photo/Press-Register, G.M. Andrews) MAGS OUT

  • Rick McLendon looks out from the front of his boarded-up business, Bayou Produce, while he awaits customers Monday, Aug. 27, 2012 in Bayou La Batre, Ala. as residents prepare for the arrival of Tropical Storm Isaac along the Gulf Coast. (AP Photo/Press-Register, G.M. Andrews) MAGS OUT

  • Mike Palmer

    Mike Palmer surfs in waves ahead of Tropical Storm Isaac in Perdido Key, Fla., Monday, Aug. 27, 2012. (AP Photo/John Bazemore)

  • Rick Knabb

    Dr. Rick Knabb, director of the National Hurricane Center, gives an update on Tropical Storm Isaac at the National Hurricane Center in Miami, Monday, Aug. 27, 2012. Tropical Storm Isaac targeted a broad swath of the Gulf Coast on Monday and had New Orleans in its crosshairs, bearing down just ahead of the seventh anniversary of Hurricane Katrina. (AP Photo/Alan Diaz)

  • Some residence are boarding up their homes while others have chosen not to take Isaac seriously in Gulf Shores, Ala. on Monday, Aug. 27, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle.?The size of the warning area and the storm's wide bands of rain and wind prompted emergency declarations in four states, and hurricane-tested residents were boarding up homes, stocking up on food and water or getting ready to evacuate. (AP Photo/Butch Dill)

  • Hurricane specialist John Cangialosi tracks the center of Tropical Storm Isaac at the National Hurricane Center in Miami, Monday, Aug. 27, 2012. Tropical Storm Isaac targeted a broad swath of the Gulf Coast on Monday and had New Orleans in its crosshairs, bearing down just ahead of the seventh anniversary of Hurricane Katrina. (AP Photo/Alan Diaz)

  • Larry Fabacher carries bags of ice to his home as he prepares for Tropical Storm Isaac Monday, Aug. 27, 2012, in New Orleans. Isaac is churning it's way across the Gulf of Mexico. (AP Photo/David J. Phillip)

  • Gus Williams, Somaya Washington, Areonisha Washington

    Gus Williams, left, feeds his step-granddaughter Somaya Washington, right, as her mother, Areonisha Washington, center, watches after evacuating to a shelter in Houma, La., Tuesday, May 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/David J. Phillip)

  • Meteorologist Monica Bozeman tracks Tropical Storm Isaac at the National Hurricane Center in Miami, Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/Alan Diaz)

  • Workers fill Hesco baskets at a flood wall at Route 23, in advance of Tropical Storm Isaac in Plaquemines Parish, La., Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/Gerald Herbert)

  • A sailboat is grounded on the beach in Pass Christian, Miss., on Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/Rogelio V. Solis)

  • Estanislao Fabian, Jordan Fabian, Jaylah Cole, Jaden Fabian

    Estanislao Fabian loads the their car as Jordan Fabian, 6, and Jaylah Cole, 6, comfort Jaden Fabian, 1, as they evacuate their home in advance of Tropical Storm Isaac, which is expected to make landfall in the region as a hurricane this evening in Plaquemines Parish, La., Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/Gerald Herbert)

  • A sailboat is grounded on the beach in Pass Christian, Miss., on Tuesday, Aug. 28, 2012. Forecasters at the National Hurricane Center warned that Isaac, especially if it strikes at high tide, could cause storm surges of up to 12 feet (3.6 meters) along the coasts of southeast Louisiana and Mississippi and up to 6 feet (1.8 meters) as far away as the Florida Panhandle. (AP Photo/Rogelio V. Solis)

  • Sea gulls fly over rising tides and brisk winds due to Tropical Storm Isaac along the water in west Gulfport, Miss., Tuesday morning, Aug. 28, 2012. Mississippi utility companies have extra crews on hand for possible widespread outages from Isaac. (AP Photo/Rogelio V. Solis)

  • Stacey Davis

    Stacey Davis, left, and his board up windows on their home before Tropical Storm Isaac hits Tuesday, Aug. 28, 2012, in New Orleans. Tropical Storm Isaac is churning it's way across the Gulf of Mexico towards New Orleans. (AP Photo/David J. Phillip)

  • John Richardson and his nephew Myles Erickson get in some fishing time while the rest of the family prepares for Isaac in Bayou La Batre, Ala. on Monday, Aug. 27, 2012. The National Hurricane Center predicted Isaac would grow to a Category 1 hurricane over the warm Gulf and possibly hit late Tuesday somewhere along a roughly 300-mile (500-kilometer) stretch from the bayous southwest of New Orleans to the Florida Panhandle.?The size of the warning area and the storm's wide bands of rain and wind prompted emergency declarations in four states, and hurricane-tested residents were boarding up homes, stocking up on food and water or getting ready to evacuate. (AP Photo/Butch Dill)

  • Tropical Storm Isaac

    Surfers head out to catch waves whipped up by Tropical Storm Isaac at Haulover Beach Park in Miami Beach, Fla., Monday, Aug. 27, 2012. Forecasters predicted Isaac would intensify into a Category 1 hurricane later Monday or Tuesday with top sustained winds of between 74 and 95 mph. The center of its projected path took Isaac directly toward New Orleans on Wednesday, but hurricane warnings extended across some 330 miles from Morgan City, La., to Destin, Fla. It could become the first hurricane to hit the Gulf Coast since 2008. (AP Photo/Wilfredo Lee)

  • Rick Knabb, James Franklin, Ed Rappaport

    Dr. Rick Knabb, director of the National Hurricane Center, standing center, James Franklin, chief hurricane specialist, at the National Hurricane Center, standing foreground left, and Ed Rappaport, and deputy director, National Hurricane Center, keep track of Isaac in Miami, Tuesday, Aug. 28, 2012. Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Alan Diaz)

  • Pedestrians make their way down Bourbon Street as rain from Hurricane Isaac falls in the French Quarter Tuesday, Aug. 28, 2012, in New Orleans. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. (AP Photo/David J. Phillip)

  • U.S. Senator David Vitter, R- La., left, Jefferson Parish President John Young, second left, Louisiana Gov. Bobby Jindal and Army Corps of Engineers Col. Ed Fleming, right, talk as they tour the new levee wall and pumps at the 17th Street Canal in New Orleans, built after Hurricane Katrina, as Hurricane Isaac approaches New Orleans, Tuesday, Aug. 28, 2012. The Category 1 hurricane is expected to hit New Orleans overnight. (AP Photo/Cheryl Gerber)

  • FLORIDA HURRICANE ISAAC

    Waves from Isaac crash against the Jetty East condominium in Destin, Fla., Tuesday, Aug. 28, 2012 as the storm makes its way toward expected landfall in Louisiana. (AP Photo/Northwest Florida Daily News, Devon Ravine)

  • FLORIDA HURRICANE ISAAC

    L'Rena Anderson leans into the wind as she walks along the beach on Okaloosa Island in Fort Walton Beach, Fla., Tuesday, Aug. 28, 2012. Anderson was among many local residents who turned out to watch the effects of Hurricane Isaac as it churns through the Gulf of Mexico toward an expected landfall in Louisiana. (AP Photo/Northwest Florida Daily News, Devon Ravine)

  • FLORIDA HURRICANE ISAAC

    A crowd gathers on the end of the boardwalk on Okaloosa Island in Fort Walton Beach, Fla., Tuesday, Aug. 28, 2012 to watch rough surf generated by Hurricane Isaac as it moves through the Gulf of Mexico with an expected landfall in Louisiana. (AP Photo/Northwest Florida Daily News, Devon Ravine)

  • Tommy Leonard

    Tommy Leonard, of Port Sulphur, La.., says goodbye to his dog 'Snuggles,' before he hands him over to animal control officers, who are keeping evacuees pets for them, at an evacuation shelter in Belle Chasse, La., due to the impending landfall of Isaac, which is expected reach the region as a hurricane this evening, Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. (AP Photo/Gerald Herbert)

  • Crayione Alexis, Ra'yna Williams

    Crayione Alexis, 9, of Phoenix, La., left, and Ra'yna Williams, 5, of Davant, La., play while in an evacuation shelter in Belle Chasse, La., due to the impending landfall of Isaac, which is expected reach the region as a hurricane this evening, Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Gerald Herbert)

  • Shajuana Turner, Ra-Maz Williams

    Shajuana Turner plays with her cousin Ra-Maz Williams, five months, in an evacuation shelter in Belle Chasse, La. on Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Gerald Herbert)

  • People staying at the Theodore High School shelter line up for lunch on Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Butch Dill)

  • Wendy Curtis

    Wendy Curtis walks through the wind and rain from Isaac as the outer bands make landfall Tuesday, Aug. 28, 2012, in Chalmette, La. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/David J. Phillip)

  • From left, Jill Croy and Rachel Croy sit on the new levee wall that was built after Hurricane Katrina as Isaac continues its path to New Orleans, Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Cheryl Gerber)

  • Sand drifts float across the parking lot of the Silver Slipper Casino in Waveland, Miss., Tuesday Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Rogelio V. Solis)

  • Barack Obama

    In this photo taken Aug. 28, 2012, President Barack Obama speaks about Tropical Storm Isaac, in the Diplomatic Room of the White House in Washington. Trying to keep his job as he does his job, President Barack Obama assures the nation his administration is on top of the looming Gulf Coast hurricane Isaac, then gets on a waiting helicopter to head out for votes. The swift pivot illustrates the president's juggle of governing and campaigning -- neither of which ever stops. (AP Photo/Carolyn Kaster)

  • A Louisiana National Guard vehicle rolls down Bourbon Street as Isaac continues its path to New Orleans, Tuesday, Aug. 28, 2012. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana. (AP Photo/Cheryl Gerber)

  • High waters surround signs noting reserved parking for Dauphin Island Ferry employees and for bait shop customers at the ferry landing Tuesday, Aug. 28, 2012 on Dauphin Island, Ala. as residents prepare for the landfall of Hurricane Isaac along the Gulf Coast. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana.(AP Photo/Mobile Register, G.M. Andrews) MAGS OUT

  • A man sleeps outside a boarded-up building on Canal Street in New Orleans Tuesday, Aug. 28, 2012, prior to the approach of Isaac, which is expected to reach the swampy coast of southeast Louisiana by early Wednesday. The U.S. National Hurricane Center said the storm, with 75 mph (120 kph) winds, had gained strength as it moved over the warm, open waters of the Gulf of Mexico. (AP Photo/Gerald Herbert)

  • Mobile County Sheriff's Deputy Aaron Swayze uses binoculars to view the the road conditions of the partially-flooded Highway 193 leading to Dauphin Island, Ala., Tuesday, Aug. 28, 2012 as residents prepare for the landfall of Isaac along the Gulf Coast. The U.S. National Hurricane Center in Miami said Isaac became a Category 1 hurricane Tuesday with winds of 75 mph. It could get stronger by the time it's expected to reach the swampy coast of southeast Louisiana.(AP Photo/Mobile Register, G.M. Andrews) MAGS OUT

  • A deserted Bourbon Street in the French Quarter is shown as Hurricane Isaac makes landfall Tuesday, Aug. 28, 2012, in New Orleans. Hurricane Isaac made landfall south of New Orleans Tuesday night. (AP Photo/David J. Phillip)

  • People play in the storm surge from Hurricane Isaac, on Lakeshore Drive along Lake Pontchartrain, as the storm nears land, in New Orleans, Tuesday, Aug. 28, 2012. (AP Photo/Gerald Herbert)

  • Isaac's rain and winds buffeted the streets of Waveland, Miss., Wednesday, Aug. 29, 2012, the seventh anniversary of Hurricane Katrina hitting the Gulf Coast. Isaac was packing 80 mph winds, making it a Category 1 hurricane. It came ashore early Tuesday near the mouth of the Mississippi River, driving a wall of water nearly 11 feet high inland and soaking a neck of land that stretches into the Gulf. The storm stalled for several hours before resuming a slow trek inland, and forecasters said that was in keeping with the its erratic history. The slow motion over land means Isaac could be a major soaker, dumping up to 20 inches of rain in some areas. (AP Photo/Rogelio V. Solis)

  • US-WEATHER-STORM

    People brave the rain and strong winds for a walk along the banks of the Mississippi River in New Orleans on August 28, 2012 in Louisiana, where Hurricane Isaac has made landfall. The US National Hurricane Center said a 'dangerous storm surge' was occurring along the northern Gulf Coast with storm surges of up to eight feet (2.4 meters) already being reported in Louisiana, Mississippi and Florida. States of emergency have been declared in Louisiana and Mississippi, allowing authorities to coordinate disaster relief and seek emergency federal funds. AFP PHOTO / Frederic J. BROWN (Photo credit should read FREDERIC J. BROWN/AFP/GettyImages)

  • US-WEATHER-STORM

    A group of men walk along a deserted Bourbon Street in New Orleans on August 28, 2012 in Louisiana, where Hurricane Isaac has made landfall. The US National Hurricane Center said a 'dangerous storm surge' was occurring along the northern Gulf Coast with storm surges of up to eight feet (2.4 meters) already being reported in Louisiana, Mississippi and Florida. States of emergency have been declared in Louisiana and Mississippi, allowing authorities to coordinate disaster relief and seek emergency federal funds. AFP PHOTO / Frederic J. BROWN (Photo credit should read FREDERIC J. BROWN/AFP/GettyImages)

  • US-WEATHER-STORM

    Strong winds and big waves engulf Lake Pontchartrain in New Orleans on August 28, 2012 in Louisiana, where Hurricane Isaac has made landfall. The US National Hurricane Center said a 'dangerous storm surge' was occurring along the northern Gulf Coast with storm surges of up to eight feet (2.4 meters) already being reported in Louisiana, Mississippi and Florida. States of emergency have been declared in Louisiana and Mississippi, allowing authorities to coordinate disaster relief and seek emergency federal funds. AFP PHOTO / Frederic J. BROWN (Photo credit should read FREDERIC J. BROWN/AFP/GettyImages)

  • US Gulf Coast Prepares For Approaching Isaac

    BAY ST. LOUIS, MS - AUGUST 28: Gene Gibson pets his cat as water rises from the rising bayeux waters, flooding his property ahead of the arrival of Hurricane Isaac on August 28, 2012 in Bay St. Louis, Mississippi. Many residents of the area decided to stay in their homes instead of evacuate for the Level 1 hurricane. The area was devastated by Hurricane Katrina in 2005. (Photo by John Moore/Getty Images)

  • Residents of the Riverbend Nursing Center are evacuated to higher and safer ground as Hurricane Isaac makes landfall, Wednesday, Aug. 29, 2012, in Jesuit Bend, La. Plaquemines Parish ordered a mandatory evacuation for the west bank of the Mississippi below Belle Chasse because of worries about a storm surge. The order affected about 3,000 people, including residents of the nursing home. (AP Photo/Eric Gay)

  • Danessa Lee, Ashanti Lee

    Danessa Lee, left, comforts her granddaughter Ashanti Lee, 12, after their family was rescued in Pearlington, Miss., by law enforcement officers and first responders using boats, Wednesday, Aug. 29, 2012, during the nonstop rain from Isaac. A number of residents of the small community were trapped by the rising waters and had be rescued or waited until the low tide when waters receded so they could walk out. (AP Photo/Rogelio V. Solis)

  • Pearlington, Miss., residents are brought out of their flooded community by law enforcement officers and first responders using boats, Wednesday, Aug. 29, 2012, during the nonstop rain from Isaac. A number of residents of the small community were trapped by the rising waters and had be rescued or waited until the low tide when waters receded so they could walk out. (AP Photo/Rogelio V. Solis)

  • Toccara Williams, Ra-Maaz Williams, Romaule Williams

    Toccara Williams, of Davant, La., hands their 5-month-old daughter Ra-Maaz Williams to her husband, Romaule Williams Jr., at an evacuation shelter after Isaac made landfall as a Hurricane, in Belle Chasse, La., Wednesday, Aug. 29, 2012. Plaquemines Parish ordered a mandatory evacuation for the west bank of the Mississippi below Belle Chasse because of worries about a storm surge. The order affected about 3,000 people, including a nursing home with 112 residents. (AP Photo/Gerald Herbert)

  • Water flows out of the new 17th Street Canal pumping station as Hurricane Isaac hits Wednesday, Aug. 29, 2012, in New Orleans. As Isaac made landfall, it was expected to dump as much as 20 inches of rain in several parts of Louisiana. (AP Photo/David J. Phillip)

  • Hurricane Isaac Hits New Orleans, Gulf Coast

    SLIDELL, LA - AUGUST 30: A Slidell Police Department SWAT vehicle searches for people stranded by flooding from Hurricane Isaac storm surge on the north shore of Lake Ponchartrain August 30, 2012 in Slidell, Louisiana. The large Category 1 hurricane had slowly moved across southeast Louisiana, dumping huge amounts of rain and knocking out power to Louisianans in scattered parts of the state. The weather system has now been downgraded to a tropical storm but is still producing heavy rains and flooding as it moves north. (Photo by Mario Tama/Getty Images)

  • Source: http://www.huffingtonpost.com/2012/08/30/hurricane-isaac-2012-new-orleans-plaquemines-parish-_n_1841867.html

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    Bastion tops iPhone Games of the Week

    This is a very special week in iOS gaming as far as I'm concerned. The incredibly lauded indie hit Bastion dropped on the iPad totally unexpectedly, and it is far and away the best game of the week, if not the summer. We've also got some other solid titles, such as an indie puzzler called Blast-a-Way, a crazy endless runner called The Last Driver, and a port of the most creative and fun game Square Enix has put out in the last half decade. Here are this week's top iPhone games.

    I cannot praise this game enough. It's an action RPG that is more streamlined. It's more about the action and diverse weapons than tons of loot. Even more so, it's about the narrative, and the gravelly voiced narrator that made us all fall in love with this game instantly. It's a rather unique way to tell stories in an RPG, and it works out great. The world you populate is one of chaos and destruction, after an apocalyptic event known as The Calamity rips the world asunder. It has a great western feel in the music, and the end game story moments are some of the most poignant I've seen. Let's just hope the long term gameplay handles the touchscreen transition well.

    The people over at Illusion Labs, who brought us the excellent Touchgrind games, have now released this rather explosive little puzzle title. It's very slow paced, as you play as three different robot heroes to save all the helpless Boxies (odd little creatures of this world) while also blowing your way through all the 3-D physics-based puzzles. It's a polished head scratcher of a game with a fantastic art style, and a very adventurous feel. The numerous amount of mechanics and the way they all interact later down the line are a testament to this game?s design, and I highly recommend it to puzzle fanatics.

    Download the Appolicious Android app

    This is a balls-to-the-wall endless driving game from Chillingo. It looks like a cross between TheEndApp and Mutant Roadkill, only with better balance and a lot more to do. The world has been absolutely destroyed by nuclear bombs, a zombie apocalypse, and an alien invasion all at once, and your only goal is survival at any cost. I was absolutely sold on this game when I saw that you had to dodge the occasional T-Rex in the road. As you play and upgrade your weapon-packed car, you'll survive longer and longer. It's not totally original, but it is just crazy enough to enjoy.

    Here's an oddball title if I ever saw one. It's an auto-runner in which you play as a granny who is incredibly skilled in parkour running while she chases down an apple thief. This granny has clearly had an excellent and fulfilling life, because she's constantly throwing herself through walls and off buildings with no disregard for her life. I wouldn't have given this game a second look, but I saw it was from the people who brought us Sprinkle, the awesome liquid physics puzzler. Give this one a download if you want a chuckle or two.

    This is the most unique thing Square Enix has put out in ages. It brings classic JRPG elements to the table and mixes them with a fast-paced and addictive combat system, excellent art style, and a huge focus on the amazing soundtrack. It even employs some fashion-based mechanics in terms of your equipment. The story and world are unlike anything else you'll experience, and there is plenty of replayability. As this was originally a Nintendo DS game, the price point is kind of ridiculous for the App Store, but if you're tired of the more commonplace RPGs on the market, this is one to check out.

    Source: http://www.appolicious.com/games/articles/12659-bastion-tops-iphone-games-of-the-week

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    DIAMOND USB 2.0 GC1000 HD 1080 Game Console Video Capture

    Diamond Multimedia announced its GC1000 Capturing device. This unit is an USB HDMI device that allows you to capture your content up to 1080i with no lag. This is possible because of the video pass through function of the device. Out of the box this unite gives the user the ability to record and edit video in realtime for you consoles (e.g Xbox 360, PS3). Diamond Multimedia also offers the GC500 which is $69.99 compared to the GC1000?s $139.99 price point. Check out the feature list below and for more information head over to the site.

    Diamond Multimedia Ships Real-Time HD 1080 USB HDMI Game and Video Capture for Consoles With Video Pass-Through
    Users Can Capture, Edit and Share Game in Play Sessions From Gaming Consoles Such as Sony PlayStation 3, Xbox 360 and Wii With No Lags or Delays Unlike Other Common Systems

    LOS ANGELES, CA, Aug 28, 2012 (MARKETWIRE via COMTEX) ? Diamond Multimedia ( www.diamondmm.com ), a leading manufacturer of Radeon Gaming graphics cards, Best Seller of the VC500 USB capture device for PC and Mac and other popular Multimedia products, introduced today the GC1000, which allows users to capture and edit game-play sessions from popular consoles ? including Xbox(R) 360, PS3(R), Wii ? and VHS, DVD Player, Camcorder or satellite set top box, then share their tailored clips on YouTube(TM) and Facebook(R). The device enables users to record, tailor and share their game-play highlights with zero disruption to the gaming experience.

    ?Diamond?s GC1000 gives users the ability to record and edit video in real-time, right out of the Xbox 360 or PS3 on a PC in 1080 HD, sharing top game-play sessions with friends,? notes Bruce Zaman, CEO of Diamond. ?With Gamers and gaming as the core of our company, we know their pain points and and we wanted to provide our key consumer with a solution that provides them with an easy way to broadcast and share their game-play without disrupting the experience with lags and delays.?

    Traditional video capture devices do not support video pass-through and were only intended for users to convert VHS tapes to digital formats and DVD. Diamond?s GC1000 bridges that gap and allows today?s more sophisticated users to record and play in real-time with no delays, an important feature for quick reflex games like first-person shooters. Diamond users can connect their game console directly to the GC1000, which is then connected to the TV via the Video-out port. The video is sent through the USB port to the PC, allowing the user to play the games on their big screen TV, resulting in no traditional lags or delays on the computer screen.

    Pricing and Availability

    The GC1000 retails for $139.99 and offers a lite version, the GC500, for $69.99. The GC1000 supports HDMI (both in and out), Component, S-Video and Composite and can record up to 1080i, well surpassing any other system on both features and price. Where to Buy: Amazon.com, Tigerdirect.com, newegg.com, Microcenter and Fry?s Electronics.

    Source: http://theshowradio.info/tsr/2012/08/30/diamond-usb-2-0-gc1000-hd-1080-game-console-video-capture-device/

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    Meteorologists Finally Take a Stand on Climate Change

    After years of hemming and hawing, the American Meteorological Society released its?official position on climate change yesterday,?saying the Earth is warming and that warming is caused by humans.

    Weather forecasters have been criticized for their?silence on? connecting the dots between the extreme weather they report and?climate change,?even amidst the drought that has effected most of the US?this summer.

    The public has indicated that they trust their weather forecasters and want to hear whether they connect weather events to climate change.

    The American Meteorological Society position statement states:

    "There is unequivocal evidence that Earth?s lower atmosphere, ocean, and land surface are warming; sea "level is rising; and snow cover, mountain glaciers, and Arctic sea ice are shrinking," they?says in the?policy statement.

    "The dominant cause of the warming since the 1950s is human activities. This scientific finding is based on a large and persuasive body of research. The observed warming will be irreversible for many years into the future, and even larger temperature increases will occur as greenhouse gases continue to accumulate in the atmosphere."

    While natural cycles of warming are to be expected, they?say, the evidence?clearly points to?human activity as the cause of the climate change the earth is currently experiencing:

    • All of the 10 warmest years in global temperature records up to 2011 have occurred since 1997, with 2005 and 2010 being the warmest two years in more than a century of global records.
    • In the US, there have been twice as many record daily high temperatures as record daily low temperatures in the first decade of the 21st century.?
    • Freeze zones are rising in elevation, and spring snowpacks are decreasing in volume.
    • There have been dramatic seasonal shifts, resulting in earlier springs, longer frost-free periods, longer growing seasons and changes to animal migration patterns.
    • Globally averaged sea levels have risen by about 7 inches in the 20th century, with the trend accelerating since the early 1990s.

    "It is clear from extensive scientific evidence that the dominant cause of the rapid change in climate of the past half century is human-induced increases in the amount of atmospheric greenhouse gases, including carbon dioxide (CO2), chlorofluorocarbons, methane, and nitrous oxide," they write. "The most important of these over the long term is CO2, whose concentration in the atmosphere is rising principally as a result of fossil-fuel combustion and deforestation."

    Simulations project there will be an increased proportion of global hurricanes that fall into the strongest categories (4 and 5 on the Saffir-Simpson scale), although the total number of storms may not change. Heat waves and cold snaps will continue, but there will be proportionally more extreme warm periods. There will?be more droughts and high temperatures that will put pressure on the world's crop systems.

    In July, Jeff Masters, director of meteorology at the Weather Underground (just bought by the Weather Channel), said he would take advantage of his larger audience to help educate Americans about climate change.?

    "I think it's important for the public to hear that what we're seeing now is the future," he said. "We better prepare for heatwaves, fires and storms. We better educate people on what's going on, give the best science that's out there on what climate change is doing and where it's likely to head. I think TV meteorologists are missing a big opportunity to educate and tell the population what is likely to happen."

    For the complete statement:

    Source: http://www.sustainablebusiness.com/index.cfm/go/news.display/id/24021

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    At Venice: Michael Shannon darkens 'Iceman' role

    Actors Michael Shannon, Winona Ryder and Ray Liotta pose at the photo call for the movie 'The Iceman' at the 69th edition of the Venice Film Festival in Venice, Italy, Thursday, Aug. 30, 2012. (AP Photo/Andrew Medichini)

    Actors Michael Shannon, Winona Ryder and Ray Liotta pose at the photo call for the movie 'The Iceman' at the 69th edition of the Venice Film Festival in Venice, Italy, Thursday, Aug. 30, 2012. (AP Photo/Andrew Medichini)

    Actor Michael Shannon arrives for the press conference of the film 'The Iceman' during the 69th edition of the Venice Film Festival in Venice, Italy, Thursday, Aug. 30, 2012. (AP Photo/Joel Ryan)

    VENICE, Italy (AP) ? Loving father and husband at home, a ruthless killer at work: The real-life Mafia hit man who inspired Ariel Vromen's new film, "The Iceman," had a steep after-work decompression curve.

    "The Iceman," which premiered Thursday in competition at the Venice Film Festival, dissects the duality of the real life of Richard Kuklinski, who for decades killed on order while keeping the truth of his occupation from tainting his perfect suburban family life.

    The movie stars Michael Shannon, the film world's latest Mafia hit man, Winona Ryder as his unsuspecting wife and Ray Liotta as the Mafia boss who sees hit-man potential in Kuklinski's dispassionate coolness and absence of fear.

    Vromen said he was captivated when he saw Kuklinski, who was arrested in 1986, tell his story a 2006 documentary. He said he found himself surprised to feel empathy for a man eventually convicted of at least 100 mob hits and who may have committed more than twice that number.

    All the while, Kuklinski created an idealized home life for his wife and two daughters, whom he sent to Catholic school and took on roller skating outings.

    "I couldn't stop thinking about it, about why did I care about that really, really extreme monster? And it was haunting me, the fact that I did care, that I had a very, very deep empathy," Vromen said in an interview.

    "It was quite a challenging struggle to write a script that would be balanced enough, to show on the one hand that this is the devil, and on the other hand not try to be corny and be an apologist for a character like that.

    Vromen said he fought for two years to get Shannon for the role, warding off "the obvious choices."

    "Michael Shannon comes with a darkness," Vromen said. "If he comes with darkness, my job is to be, how can I lighten that darkness? How can I make that darkness more refined?"

    In a sign that Vromen was onto something, Shannon's two-year-old screen test for the role has gotten over 200,000 hits on YouTube.

    "Every time I look at Kuklinski, I see the little boy he once was, and I try to imagine all the fear he had to endure as a child. I also see someone filled with self-loathing," Shannon said. "The one thing he did have in excess was rage. Rather than take it out on bystanders, he takes it out on people who, at the end of the day, weren't so innocent."

    While Liotta joined the Hollywood hit men parade with his turn in "Goodfellas," Vromen said choosing him to play Mafia boss Roy Demeo was anything but typecasting.

    "Ray didn't do a gangster for quite a long time," he said. "(But) I had to find the guy in Hollywood scarier than Michael Shannon."

    Demeo's loyal underling is played against type by David Schwimmer.

    "I said 'No, no, no! I can't have Ross from 'Friends' in the movie,'" Vromen said. Then Schwimmer sent pictures of him in makeup and the director saw that "he will do everything and anything to fit in," just like the character: a Jewish guy who wants to be a mobster.

    For Ryder, playing the seemingly clueless wife meant she had to purge anything she already knew about Kuklinski, rip out all the script pages dealing with his mob activities and stay clear of the set on days they were filming his criminal side.

    She didn't, however, attempt to reach out to the real life Deborah Pellicotti, who has denied any knowledge of her husband's activities and has since changed her name, because "I just don't know what I would have learned that much from her."

    While Ryder played the unsuspecting wife, she is not entirely persuaded that was the case.

    "I don't think you can be married for that long and go to sleep every night with someone, especially when he is getting up in the middle of dinner and going out and killing ... she's doing laundry, there's got to be blood," Ryder said.

    Vromen said the only contact he's had with the Kuklinski family is on Facebook with the older daughter.

    "She personally is so in love with her father," Vromen said. " She said it was very, very tough on her and the family to realize who he was, but it didn't take away the love she had. Until today, she refused to read any book or any article or any document about him."

    He asked if she would see "The Iceman" and there was silence.

    "And I said, 'Well, we got the answer,'" he said.

    Associated Press

    Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2012-08-30-Italy-Venice%20Film%20Festival/id-2d5e8bf8b9024f89be0fcb487fb47ea4

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    Postgraduate center for mental health - HEALTH, BEAUTY & FITNESS

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    16 Ways to Get More Out of the Gym [PHOTOS] | Greatist

    No matter how long a person?s been going to the gym, there?s always more to be learned. From new equipment to gym etiquette to tips for properly moving and caring for your body, Greatist?s got you covered. We?ve found 16 more ways to get more out of the gym for newbies and veterans alike.

    1. Work with a personal trainer.

    training partner

    Photo by: San Diego Shooter

    Find someone who will bend over backwards to help you leap to new heights. Studies suggest people who work with trainers are more likely to stick to an exercise routine than people who work out on their own.

    2. Work out with a partner.

    partner workout

    Photo by: theseanster93

    Hitting the gym with a buddy can increase accountability and keep spirits high.

    3. Stay hydrated during workouts.

    hydrate

    Photo by: DaveC71

    It?s worth the effort to stave off a sticky mouth, headache, and fatigue.

    4. Avoid the crowds.

    crowds image

    Photo by: Indigo_Veil

    Go during the off hours to prevent pile-ups at the weights or cardio machines.

    5. Take a class.

    vintage class

    Photo by: Elgin County Archives

    Don?t be a wallflower. Join a class to have fun, meet people, and shake up your normal gym routine.

    6. Avoid distractions.

    cat distraction

    Photo by: Crimsonically Yours

    Stay focused to get the most out of a workout.

    7. Try new activities.

    water polo

    Photo by: Altus

    Even if your body isn?t built for a particular sport, your muscles can still benefit from adding new activities to your routine.

    8. Don?t be scared of free weights.

    free weights

    Photo by: Simon Davison

    Dumbbells and barbells can offer a great full-body workout, even in a small space.

    9. Share the equipment.

    baby kettle bell

    Photo by: bionicteaching

    There?s no need to squabble. Let someone else work in and crank out some supersets while waiting your turn.

    10. Up the resistance.

    resistance band

    Photo by: cobalt123

    Regularly increase load in order to maintain strong muscles and lower the risk of osteoporosis[].

    11. Go, even if you?re tired.

    tired workout

    Photo by: Ed Yourdon

    We know; you?ve had a long day. But working out might actually cure the sleepiness that?s dragging you down.

    12. Fuel up afterwards.

    cat fuel up

    Photo by: DonnaGrayson

    Reach for a high-protein snack to speed recovery post-workout.

    13. Get proper rest between workouts.

    rest panda

    Photo by: fortherock

    Make sure to give those muscles adequate recovery time before heading back to the weight bench.

    14. Do some stretches.

    dog stretch

    Photo by: fhisa

    Even if you?re not the most flexible elephant in the room, your body can still benefit from stretching pre- and post-workout.

    15. Don?t forget to wash up.

    shower elephant

    Photo by: coolmonfrere

    Good hygiene post-gym visit helps prevent the spread of germs. Bonus points if you can find someone to help you.

    16. Surprise yourself!

    surprise image

    Photo by: xopherlance

    You might be capable of things you never imagined.

    How do you get more out of your gym experience? Share your tips in the comments below.

    Source: http://greatist.com/fitness/get-more-from-gym-tips/

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